Minting USDX

This Page Outlines How USDX is Minted

Context

Anyone can mint or swap for USDX by depositing approved assets such as stablecoins or dollars. Partners who have completed KYB/KYC can also deposit mortgages, mortgage-backed securities (MBS), and real estate for approval. Partners may have Pre-Approval or Approval Authority that can rapidly accelerate minting against asset deposits. If you are a new partner, do reach out through our partner portalarrow-up-right; we look forward to welcoming you soon.

Stable may limit the amount of assets that can be accepted by type, location, or otherwise for any or all of the asset classes listed below.

Minting USDX

USDX can be minted or swapped for through Stable's app with the following assets.

Stablecoins

Stablecoins that can be swapped or deposited to mint USDX include:

  • PyUSD

  • USDC

Mortgages

Mortgage assets that can be deposited to mint USDX include:

  • Pre-Approved Mortgages

    • Mortgages originated by a Stable Partner

    • Approved Mortgages (Stable has already reviewed)

  • Fannie Mae, Freddie Mac, and Ginnie Mae Qualified Mortgages

  • Select Non-Qualified Mortgages (US)

  • Select commercial, farm, and land loans (US)

Mortgage Backed Securities (MBS)

MBS that can be deposited to mint USDX include:

  • Pre-Approved MBS

    • Stable Tokenized MBS

    • MBS issued by a Stable Partner

    • Uniform Mortgage-Backed Securities (UMBS)

  • Select Private-Label MBS

Real Estate (Equity)

Real estate assets must be tokenized by Stable and can take several business days to process once they have been submitted for deposit. Pre-Approved assets move faster.

Real estate that can be deposited to mint USDX include:

  • Pre-Approved Real Estate

    • By a Stable Partner with Approval Authority

    • Real Estate with Pre-Approved Flag on Stable's Platform

  • US Real Estate Assets

  • Select unencumbered real estate equity

Real estate that is approved to mint USDX does not immediately mint USDX, rather it opens a conditional line of credit that can be used to mint USDX on demand over a set period.

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